Buying Down Rates En Vogue As Higher Rates Persist Should I Buy Down My Interest Rate? Assuming the Federal Reserve cuts mortgage rates as investors expect, the housing market appears to be heading for a recovery this year. Borrowers may choose to buy down their interest rate when interest rates are high in order to […]

The post Buying Down Mortgage Rates appeared first on Lonestar Financing.

There is a limit to how much a homeowner can borrow with an FHA loan, a type of mortgage guaranteed by the Federal Housing Administration. FHA Loan limits in Texas are based on a percentage of the median home price in each county if you want to buy a home with a FHA Loan. Government […]

The post 2024 Texas FHA Loan Limits appeared first on Lonestar Financing.

Lower Mortgage Rates Expected in Texas Amidst Promising Signals from the Fed. There appears to be an end in sight to rising mortgage rates, at least for the time being. Despite signs of receding inflation pressures and encouraging signals from the Federal Reserve, mortgage rates have dropped markedly in recent weeks after reaching a scorching […]

The post 2024 Texas Mortgage Rates Forecast appeared first on Lonestar Financing.

Are you confused about choosing the right mortgage? Here is everything you need to know about reverse mortgages & cash-out refinance.

The post Reverse Mortgage vs. Cash-out Refinance: Your Complete Guide appeared first on Lonestar Financing.

Your house is a financial asset. If you’re a homeowner, you could be hearing about refinancing from everyone from your neighbors to television anchors. You may utilize your house to leverage your investment by refinancing. Many people choose to refinance for a variety of reasons, including taking cash out of their property, decreasing their monthly […]

The post Everything You Need to Know About Refinancing Your Mortgage appeared first on Lonestar Financing.

Speak with the best mortgage lenders in Texas to learn how a 30-year mortgage works. Contact Savant Lonestar today!

The post 30-Year Mortgages: Everything You Need to Know appeared first on Lonestar Financing.

The process of refinancing a reverse mortgage is similar to that of traditional refinance. There are standard eligibility criteria set by mortgage lenders and certain steps to be followed.  In most cases, it helps stabilize the financial situation. However, it has consequences as well. So, understanding the basics of refinancing your Texas reverse mortgage loan […]

The post How to Refinance a Reverse Mortgage: The Ultimate Guide appeared first on Lonestar Financing.

Do you know that 65% of homeowners in the US have a Mortgage?  Are you planning to take out a home loan in Texas? Many mortgage lenders can help you get approved for a loan. However, one thing sets a lender apart from the rest- underwriting approval. Before applying for a mortgage, you need to […]

The post The Underwriting Process: Everything You Need to Know appeared first on Lonestar Financing.

Are you wondering how much money youall need to come up with in order to buy your dream home? Well, weave come up with the ultimate guide for you! Trying to figure out how much money you’ll need to purchase a house has always been difficult for first-time buyers. But in 2022, it’s become even […]

The post How Much Money Will You Need to Purchase a Home in 2022? appeared first on Lonestar Financing.

Are you in the last stages of your home loan application? Now that you’ve gone through the tedious process of rate locking, appraisals, and inspections, you may be wondering what comes next, which brings us to the underwriting process. It may sound frightening at first, but it becomes much less intimidating once you understand what […]

The post In-House Underwriting: Top Criteria & Benefits You Must Know appeared first on Lonestar Financing.

By: Matthew Reynolds,

By: Emily Reynolds,

By: Matt Kamen,

By: Matt Burgess,

By: Matt Burgess,

By: WIRED.co.uk,

By: Matt Kamen,

By: Matt Burgess,

By: Matt Kamen,

By: Matthew Reynolds,

Apple will also be developing a "development kit" for Siri, giving third-party developers access to the system.

By: Emily Reynolds,

By: Matthew Reynolds,

Seismologists have created an algorithm that could one day help give coastal cities early warning of incomingA tsunamis.

By studying plate tectonics in the Japan Trench, researchers from the Australian National University developed a system that can recreate the movements of a typical tsunami to determine its threat level.

Called the Time Reverse Imaging Method, the system takes real-time data from ocean sensors and uses this information to recreate what the tsunami looked like when it was 'born'.

Current tsunami warning systems rely on region-specific scenarios based on previous patterns in that area.

This is because scientists use sensors in the ocean that detect abnormal movements, but they can't make accurate projections of how much water will hit a coast, and how hard.A If a real tsunami doesn't match any of the known scenarios, it results in significant loss of life.

To build the algorithm, lead author Jan Dettmer and his team studied information captured by sensors on the Pacific Ocean floor. In particular, they gathered data from Tohoku-Oki earthquake and tsunami from 11 March 2011.

Dettmer took the information from the 2011 event and used it to go 'back in time' mathematically, calculating what the tsunami looked like when it first started.

[RelatedContent##default.46244##DisplayA!Normal##Don't miss##KeepInline]

In order to predict its course, researchers studied the initial sea surface displacement a or what the wave looked like when it first started.

Once the team had the information from the beginning of the tsunami, it added it to the sensor data and projected what the tsunami would look like once it hit land. By checking his results against this event in 2011, Dettmer was able to hone his algorithm.

The plan is to test his method on other recorded earthquakes and fine-tune the technology until it is ready for implementation, which he said could be in less than five years.A Tsunamis kill an average of 8,000 people every year, according to the United Nations Office for Disaster Risk Reduction.

Once scientists have the tsunami source pinpointed, they can use it to make better predictions about what will happen once the waves reach shore. This new method is fast enough to compete with existing algorithms but much more accurate.

"[The Time Reverse Imaging Method] is not based on some guess, it's based on real-time information," said Dettmer. "This method would improve accuracy without sacrificing speed. Once the earthquake happens, then we have minutes."

"This is a step forward. This research can be part of the next generation of tsunami warning systems that are based on real time information."

Dettmer and his colleagues have been speaking about their tsunami-tracking algorithm at a meeting of the Acoustical Society of America in Salt Lake City.

By: Victoria Woollaston,

A

A

By: Emily Reynolds,

By: Matt Burgess,

By: WIRED.co.uk,

The company has proposed a system it calls "trust scores" to remove the need to remember usual numerical and linguistic credentials using a 'Trust API' on Android phones.

By: Emily Reynolds,

By: Matthew Reynolds,

A

French newspaperA Le ParisienA reports that the offices were raided by police and tax officials at 5am UTC, with a source telling the newspaper that it was a "top secret" investigation.

By: Emily Reynolds,

By: Matt Kamen,